Your Finances

Modern and localized Sacco for Savings, lending and investments

Enjoy tailor made custom solutions everyday.


Popular Services


Get upto 10% annual return on your savings. You can also use your savings to guarantee other members or to access affordable loans

Instant Loans

Get upto 50,000/- instant loan at a monthly interest of 5% on a reducing balance calculated daily


Buy shares from as little as 500/- to enjoy great returns every end of year. You can also get Dividend Advance payouts after one year. Minimum is 500 shares @ 10,000/- payable in 3 months.

Women Only Products

We have customized “warembo” products suitable for women led enterprises and groups.

Group Savings & Loans

Join Loniwa as a group and manage all your groups and chama loans on Loniwa. All your transaction in the group contribute to your instant loan limit.

Asset Finance

Coming soon


Reason For Choosing Our Services

At Loniwa, we are a community of equals. Each member has a say in day to day management of the Sacco.

Fast Customer Service Support

Our team is always ready to assist with a guaranteed 1 hour response time everyday.

Tailor-Made products

We listen to your needs and help you create a plan that works and fits to help you grow sustainably with peace of mind and financial security